SelfCover
Life insurance application
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Your company came back You are approved, at a different price than we estimated.

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{{ repricedNew }} Approved at
You did nothing wrong and nothing was held against you. Before we called, we reran all thirty companies at your confirmed health class, and two of them beat this.
Four things you can do
Nothing has been drafted and nothing is owed either way. Walking away today costs you nothing, and your agent earns the same on all four of these.
There is still coverage for you None of the companies we shop will price you on health, so we stop asking about it.

What is left is guaranteed issue. Smaller amounts, no health questions, and no possibility of being turned down. It is real coverage and it pays out. We would rather put you on something that works than dress up a decline.

{{ giName }} Guaranteed issue whole life, no health questions asked
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estimated per month
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$5k$25k max
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Why the others said no
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Health changes, and so do company rules. If yours improves, come back and we will shop you again from scratch.
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What happens next
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Your receipt
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You sign once more at delivery When the company approves, we email you the policy to sign. That second signature is what starts the cover, and nothing is drafted before it.
A copy of your application has been emailed to you.
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 Recording
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1. Pick a day
2. Pick an hour
3. Pick the minutes
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Confirm the new time
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Your call with Marco Reyes 4:52 / 14:18
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A licensed agent finishes this with you

The assistant that walks you through this is software, so what it shows you is a quote, not advice. Nothing reaches an insurance company until a licensed agent goes through it with you on a call. You can ask for that person at any point instead of waiting until the end.

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If a company turns you down or charges you more because of something in one of these reports, you can ask for a copy of that report and challenge anything wrong in it. We send you that in writing the same day. Provisional wording, pending attorney review.
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Why bother Most people buy the first price they are shown. You are about to see thirty of them.

The same answers get priced differently by every company, and the gap between the best and the worst is real money every month for the next twenty years. A few minutes here is what finds it.

This takes about five minutes if you do it in one sitting. Most people do not. Every answer saves the moment you give it, so stopping is normal and costs you nothing.
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Product type
Coverage amount $
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Your name and contact
Sex and citizenship
Sex
Companies price on sex assigned at birth. It is one of the two largest factors after your age.
Citizenship or residency {{ citizenNote }}
Date of birth
Age used for pricing
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Where you live
Your state decides which companies can cover you, so this changes the list you see.
Height and weight
Height
Weight (lbs)
A yes changes your price, not your eligibility Companies disagree with each other constantly. The condition that one prices hard, another barely notices. Answer honestly and we will find the one that treats you best.
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Every answer is checked against the shared industry record and your prescription history, looked up from your details. A hidden answer can get you declined everywhere at once, or let a company refuse the payout later.
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Price check {{ runHeadline }}
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of {{ carrierTotal }} checked
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estimated per month
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Why this price
No company can predict when any one person dies. Across millions of policyholders the rate is steady enough to price from, which is the law of large numbers, and it is the only reason a stranger can quote you at all. It also sets how much they will insure you for and which companies will take you.
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You are not locked into this amount Move it and every price below updates. Based on your income and health, carriers are likely to go up to {{ maxFaceText }}.
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Companies likely to cover you Pick whichever you want. We earn nothing extra from a pricier one, and we find you an agent who can sell whichever you choose.
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Not a fit right now, and why
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Not available with this company
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Your application, as you entered it Locked, read only
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Riders
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Estimated monthly total {{ totalRange }}
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This is what the agent sees when they take your application. They can read it back and ask you to confirm it on the call, but they cannot change a word of it. If something needs correcting, they flag it and you approve the change before it goes to the company.
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Your application, as you entered it Locked, read only
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Riders
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Estimated monthly total {{ totalRange }}
Submitting {{ submitHeadline }}
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Nobody was free within fifteen minutes Every agent licensed in your state is on another call. Your application is locked and nothing has expired. We have texted you these times too, so you can pick one from your phone.
When shall we call?
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Done. Someone calls you within two hours, and we text you first so you know it is us. Nothing else is needed from you today.
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When suits you? Your timezone
1. Pick a day
2. Pick an hour
3. Pick the minutes
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1. Pick a day
2. Pick an hour
3. Pick the minutes
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Struck through times are already booked. From tomorrow onward, so they have their full 24 hours to accept. You will see it here the moment they do.
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